How Credit Scores In Lexington Compare To Other U.S. Cities

LEXINGTON, MA — The personal finance site WalletHub is out with a new report ranking the average credit scores of about 2,500 U.S. cities. In Massachusetts, Lexington and Needham made the tops of the list, with Lexington leading the pack.

The data was pulled from the credit bureau TransUnion and was dated to September 2019, according to WalletHub. The highest ranked city in Massachusetts was Lexington (No. 10 nationwide) with an average score of 779.

To compare, the lowest ranked cities — like Camden, N.J., and Detroit — had scores in the mid 500s. The average credit score in the U.S. is 703, according to the credit reporting agency Experian.

Here are the details of how Lexington did and neighboring towns.

Lexington

Overall rank: 10

Percentile: 99

Average credit score: 779

Needham

Overall rank: 19

Percentile: 99

Average credit score: 774

Belmont

Overall rank: 49

Percentile: 98

Average credit score: 767

Watertown

Overall rank: 333

Percentile: 87

Average credit score: 747

Winchester

Overall rank: 13

Percentile: 99

Average credit score: 776

WalletHub also ranked cities in three different categories according to city size. Lexington and it's neighboring towns were all categorized as "small cities."

You can read the full report on the WalletHub website.