How Credit Scores In Worcester Compare To Other U.S. Cities

WORCESTER, MA — The personal finance site WalletHub is out with a new report ranking the average credit scores of about 2,500 U.S. cities. In Massachusetts, wealthier cities like Lexington and Needham scored highest, but larger cities like Worcester and Framingham still had a decent showing.

The data was pulled from the credit bureau TransUnion and was dated to September 2019, according to WalletHub. The highest ranked city in Massachusetts was Lexington (No. 10 nationwide) with an average score of 779.

To compare, the lowest ranked cities — like Camden, N.J., and Detroit — had scores in the mid 500s. The average credit score in the U.S. is 703, according to the credit reporting agency Experian.

Here's how Worcester and other local cities on the list were ranked:

Worcester
Overall rank: 1713
Percentile: 33
Average credit score: 674

Marlborough
Overall rank: 1034
Percentile: 60
Average credit score: 709

Framingham
Overall rank: 911
Percentile: 65
Average credit score: 715

Milford
Overall rank: 902
Percentile: 65
Average credit score: 716

WalletHub also ranked cities in three different categories according to city size. Worcester was in the medium-size city category and came in at No. 42 nationwide — tied with Tacoma, Wash., Modesto, Calif., and Greeley, Colo.

Milford, Framingham, and Marlborough were all ranked in the "small" city category. Milford and Framingham were tied at No. 63 (along with about two dozen other small cities like Trenton, N.J. and Missoula, Montana), and Marlborough was ranked No. 58.

You can read the full report on the WalletHub website.