To the Editor In Support of Bill SD2888

To the Editor In Support of Bill SD2888 -

Several industries and small businesses have been impacted by the unprecedented COVID-19 pandemic. On March 17, a statewide shutdown of all bars and restaurants was declared to protect public health with social distancing. As a result, many restaurants have been forced to close their doors or significantly curtail their operations. Some restaurants adjusted their business models to take-out and delivery with an effort to keep some staff employed. Overall, this shutdown has resulted in major business interruption losses. Restaurant operators pay their insurance companies for business interruption insurance for use in these circumstances. Across the country and in the Commonwealth, insurance companies are using clauses in their contracts exempting viruses or pandemics from these claims to avoid paying.

Bill SD2888 in our State Legislature would force insurance companies to pay out business interruption claims due to COVID-19. Restaurants and other small businesses pay their insurance companies yearly. If a claim is filed against our business, our premiums go up and we pay. If several claims are filed against our business, we go into a pool and our rates could go up as much as 25% and we pay. Restaurants and other small businesses in our community that pay for business interruption insurance should get what we paid for from our insurance companies.

The restaurant industry is facing an unparalleled and existential crisis. The National Restaurant Association estimates that 3% of restaurants have already permanently closed their doors and 11% anticipate doing so in the coming weeks. Thousands of local jobs will be lost and properties in every community will be left vacant.

We are asking our State Senator, Jason Lewis to support small businesses in the district by voting in favor of SD 2888. If you value your local independent restaurants, we encourage you to reach out to him to do the same.

Thank you,

Respectfully,

Jack Urbaczewski, Dockside Restaurants

Shane Smyth, Hugh O'Neill's Restaurant & Pub

Bill Honeycutt, John Brewers Tavern

Christopher Tkach, Idle Hands Craft Ales

Nicole & Bryan Palazzolo, Mystic Station Eatery & Bar

Joe Carreiro & Elias Interiano, El Potro Mexican Grill

Douglas Tran, All Seasons Table

John Carlino, Exchange St. Bistro

Jack Colangeli, Jack’s Ristorante

Aiden Pan - Sousaku Bistro

Paul DeVincentis, 621 Tavern & Grill

Anthony DeCotis, Town Line Luxury Lanes

Kathy Provitola, Patrick’s/Franny’s